Tag: Should

Q&A: Is this benefit abuse and should I report it?

Question by : Is this benefit abuse and should I report it?
a friend of mine (now ex friend) is claiming incapacity and housing benefit. They suffer from schizo affective disorder under control with meds but i’m not about to cast aspersions over mental state and i’m not question their incapacity by any means. What i’m contesting is his housing benefit. He uses his incapacity on all sorts of non essentials from buying a campervan, (he already has and runs a car) buiying hords of records, dvd, collectables, games, consoles, tecnology etc (list goes on) and his housing benefit is paying for his rented house while he plans to spend the duration of summer at a caravan park down south (mentally incapable of work because he’s unable to handle public contact and social situations yet telling me anechdotes of how many friends he’s made down at his holiday home and great conversations with strangers) When he’s home he’s hardly in it as he spends most his time round relatives. I told him I thought it was tantamount to benefit abuse and he came across like he didn’t care and he now wants nothing to do with me.
Is he abusing his benefits? or is this normal/acceptable?
Should I do anything about it? is it wrong to report it as I still care about him? as he suffers from mental illness?
I need opinions please!

Best answer:

Answer by Jody Hudson
Unless you live with him or are him you first off don’t know if this disorder is under control. It does seam likes he does a lot, that can be seen as part if his bi-polar high, He may be scared to be alone due to voices taunting him. Scared and paranoid that he must be around others for his safety. This disorder is very cruel and socially embarrassing that he most likely is not sharing the worst part of his life. Or say he is fine today tough tomorrow has a psychotic breakdown and needs to be hospitalized for a month and when he gets out he is homeless since someone misunderstood the situation and caused his housing benefits to be taken away. Please don’t think of doing this to someone you might still care about, You really don’t want that, do you?

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Why Should You Have Static Caravan Insurance If You Own A Caravan

There are millions of static caravans around the UK and indeed the world, with probably a large percentage of them uninsured as people often overlook the importance of having their static caravan insured.

Just like a normal house that you would live in, you need to make sure that your static caravan is insured against the typical types of damage that can occur.

For example, you need to protect against damage caused by:

· Fire

· Wind Damage

· Water Damage

· Accidental Damage

· Theft And Criminal Damage

There seems to be a common misconception that because you might only visit your holiday home for a few weeks of the year, there is no point in insuring it.

But, this really should be quite the opposite because the less you are there, the more chance of damage occurring as you are not around to protect your caravan or spot any problems in the early stages before they become a major issue.

There is also more chance of criminal damage or theft when the caravan is left empty for long periods, and whilst it is never a good idea to leave lots of valuables in the caravan, you will of course have to leave some items that could still be of value to any thief that wants to try and take them. Static caravans, especially out of season, can become easy targets for thieves because they realise there is little chance of anyone being around at this time of year.

It is important to remember that there are many types of static caravan insurance policies, just like any type of insurance, so it is vital to check with your insurer or your broker that the policy covers exactly what you need it to, in terms of value and the type of things it protects you and insures you against.

Static caravan insurance is an extremely cost effective way of protecting yourself against costly situations should something happen to your caravan.

From wind damage from a broken branch through to water damage or theft, a good policy will help to give you the peace of mind when it comes to knowing that should anything happen to your caravan, you will not be left out of pocket. For the sake of a monthly or yearly payment to an insurer, you can continue to enjoy your holiday home without the worry of what you would have to pay out should the worst happen. 

 

Specialist insurance broker covering Static Caravan Insurance , Holiday Home Insurance, Park Home Insurance, Life Insurance and Commercial Insurances, where we do the hard work to save you money.

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There are millions of static caravans around the UK and indeed the world, with probably a large percentage of them uninsured as people often overlook the importance of having their static caravan insured.

Just like a normal house that you would live in, you need to make sure that your static caravan is insured against the typical types of damage that can occur.

For example, you need to protect against damage caused by:

· Fire

· Wind Damage

· Water Damage

· Accidental Damage

· Theft And Criminal Damage

There seems to be a common misconception that because you might only visit your holiday home for a few weeks of the year, there is no point in insuring it. But, this really should be quite the opposite because the less you are there, the more chance of damage occurring as you are not around to protect your caravan or spot any problems in the early stages before they become a major issue.

There is also more chance of criminal damage or theft when the caravan is left empty for long periods, and whilst it is never a good idea to leave lots of valuables in the caravan, you will of course have to leave some items that could still be of value to any thief that wants to try and take them. Static caravans, especially out of season, can become easy targets for thieves because they realise there is little chance of anyone being around at this time of year.

It is important to remember that there are many types of static caravan insurance policies, just like any type of insurance, so it is vital to check with your insurer or your broker that the policy covers exactly what you need it to, in terms of value and the type of things it protects you and insures you against.

Static caravan insurance is an extremely cost effective way of protecting yourself against costly situations should something happen to your caravan. From wind damage from a broken branch through to water damage or theft, a good policy will help to give you the peace of mind when it comes to knowing that should anything happen to your caravan, you will not be left out of pocket. For the sake of a monthly or yearly payment to an insurer, you can continue to enjoy your holiday home without the worry of what you would have to pay out should the worst happen. 

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Cheap Caravan Holidays – Four Reasons You Should Consider a Static Caravan Holiday This Summer

Gone are the days when cheap caravan holidays carried a stigma. Companies like Butlins, Haven and Parkdean have invested lots of money in upgrading their holiday parks; from static caravans with all the mod cons to swimming pools with water slides, from family entertainment and kids clubs to restaurants and bars, these holiday parks now have everything you would want for a memorable family holiday.

Here are four reasons you should consider caravan holidays in the UK this summer:

1. Modern Static Caravans

These days static caravans have all the facilities of a holiday apartment; from spacious living and sleeping quarters to satellite television and DVD players. If you are looking for a family holiday then you will be surprised to find that not only is a static caravan holiday cheaper than staying in a hotel, but you have room for all of the family.

Gone are the days when you have to share a room with the little ones.

2. Kid’s Clubs

The holiday parks will usually offer a supervised kid’s club, where your children can go to meet other children of a similar age and take part in a wide number of activities, from swimming to assault courses, archery to quad biking. If you aren’t worried about the location of your static caravan holiday it is worth checking out the kid’s club activities on offer to help you decide.

3. Family Entertainment

As you are on a family holiday you might want to actually spend some quality time together – if you can tear the kids away from their clubs of course! Many of the holiday parks offer family activities, from swimming pools with slides and floats to It’s A Knockout competitions.

4. Tasty Food

All that activity is bound to make you hungry and there are many options available for keeping the family fed and watered. You can either cater for yourselves using the kitchen in your static caravan, or you can let someone else do the cooking at one of the many restaurants offered on site.

These cheap caravan parks are located up and down the country so there is bound to be one to suit you and your family. Once you’ve had one family holiday in a holiday park you’ll want to do the same year after year!

Now you’ve found out why static caravan holidays are the best holiday destination for you you and your family visit Cheap Caravan Holidays to find out how you can save hundreds of pounds on your summer holiday this year.

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Static caravan holiday home vs tourer caravan: Which should you buy?

Although they may share a similar name, most people can spot straight away that touring caravans and static caravans (often referred to as holiday homes) are very different beasts. Whilst one is designed as an affordable way to have a holiday home in a single desirable UK location, the other is a great value way to enjoy holidays all around the UK and Europe.

For most of us a traditional ‘bricks and mortar’ holiday home just isn’t financially possible, so a static caravan holiday home acts as the next best thing, and at a fraction of the cost. Plus with new models often coming fitted with flat screen TV’s, central heating, domestic style bathrooms and kitchens, plus modern fixtures, fittings and furniture, many would argue that it’s hard to tell the difference!

It’s true that statics offer a very high level of comfort and a ‘home away from home’ feeling that is hard to replicate in a touring caravan, no matter how high the specification may be. Static caravans give you the opportunity to relax in familiar surroundings and have everything you need close to hand, no airports, no queues, no hassle.

Statics are also much less ‘hands on’ than tourers as they don’t require you to un-hitch the caravan and setup camp so to speak, just turn up, put the kettle on and relax!

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However, the fundamental flaw (or benefit depending on your viewpoint) with a static caravan is that you don’t have the option to try a new location each time you want to go on holiday, unlike a tourer caravan which gives you unlimited options when it comes to destination choices.

When caravanners are asked “Why do you like holidaying in a touring caravan?” one of the most common replies will always include the word “Freedom”. And that’s a great indicator of why many people love caravanning, it gives you the freedom to go away on a whim and to try out new locations whenever you feel like it, without having to spend a fortune. It’s that level of choice and independence that is the main advantage a touring caravan has over a static caravan holiday home.

The way in which you buy a touring caravan or static caravan holiday home is also very different. Generally a static will be purchased through the park owner, so you may be limited to what they offer.
Obviously tourers are very different, and are generally sold through specialist dealerships which can be found throughout the UK.

However, a good opportunity to view holiday homes and touring caravans in one place is at the various caravan trade shows, particularly the ‘Caravan Extravaganza’ trade show held in September at The Lawns in Cottingham (near Hull), and the ‘International Caravan & Motorhome’ show held at the NEC in Birmingham during October (dates change slightly every year so check online).

Of course if you are looking at statics you need to bear in mind the park you want the unit to be sited on, and either purchase through the park or ask if you can purchase that particular caravan and then have it sited. Every park is different so check with the park operator before committing to buy.

It’s also worth remembering that static caravans can be rented for a week’s holiday at locations throughout the UK, many of which also have units for sale, so why not try before you buy and see if a static is right for you?

Caravans are available for rent from a limited number of companies in the UK, but many caravan insurance policies will allow for ‘friends and family use’ so why not see if you can borrow one for a weekend instead?

Caravan Guard Limited is the UK specialist in touring caravan insurance. Sister company Leisuredays specialise in static caravan insurance and park home insurance

we will be at the caravan every weekend for viewings contact me on 07988110465 or 01302-323127 for viewing.or watch my video i made on you tube through this link.www.youtube.com were shall i start,well i have had this caravan for 3years it has everything with it the reason for sale is work commitments as i am getting very busy at work and have not got the time to get my use out of it,here is a list of what will come with it this seasons ground rates,signing over fees,shed with gardening tools,small shed with washer/dryer and freezer,decking with lights,bq,table with 4 chairs,microwave,free view tv and video,leather upholstery on seating area,fitted curtains,pvc windows and doors 3 sets of keys,heaters in 2 bedrooms ,bathroom,separate shower in bathroom,2 double fitted bedrooms with bedding,pull down bed, and many extras,it is a granada willerby 2001/2 35ft x 12ft 6 berth but can fit more, clean the decking windows and leather suite cost £10000. it is in a nice area of the camp and very nice neighbours,this is not to be missed please call 07988110465 to arrange viewing. i am looking for offers around this amount but please call if interested,i would like to sell this caravan in the next few weeks. also there is 2 swimming pools 1 for adults and a kids 1. Beachcomber is a family owned holiday park and entertainment centre, situated in the extremely popular seaside town of Cleethorpes. www.youtube.com The town is located on the north-east coast of Lincolnshire where the

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