Q&A: Is this benefit abuse and should I report it?

Question by : Is this benefit abuse and should I report it?
a friend of mine (now ex friend) is claiming incapacity and housing benefit. They suffer from schizo affective disorder under control with meds but i’m not about to cast aspersions over mental state and i’m not question their incapacity by any means. What i’m contesting is his housing benefit. He uses his incapacity on all sorts of non essentials from buying a campervan, (he already has and runs a car) buiying hords of records, dvd, collectables, games, consoles, tecnology etc (list goes on) and his housing benefit is paying for his rented house while he plans to spend the duration of summer at a caravan park down south (mentally incapable of work because he’s unable to handle public contact and social situations yet telling me anechdotes of how many friends he’s made down at his holiday home and great conversations with strangers) When he’s home he’s hardly in it as he spends most his time round relatives. I told him I thought it was tantamount to benefit abuse and he came across like he didn’t care and he now wants nothing to do with me.
Is he abusing his benefits? or is this normal/acceptable?
Should I do anything about it? is it wrong to report it as I still care about him? as he suffers from mental illness?
I need opinions please!

Best answer:

Answer by Jody Hudson
Unless you live with him or are him you first off don’t know if this disorder is under control. It does seam likes he does a lot, that can be seen as part if his bi-polar high, He may be scared to be alone due to voices taunting him. Scared and paranoid that he must be around others for his safety. This disorder is very cruel and socially embarrassing that he most likely is not sharing the worst part of his life. Or say he is fine today tough tomorrow has a psychotic breakdown and needs to be hospitalized for a month and when he gets out he is homeless since someone misunderstood the situation and caused his housing benefits to be taken away. Please don’t think of doing this to someone you might still care about, You really don’t want that, do you?

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can i lengthen my van for road use?

Question by : can i lengthen my van for road use?
right,, well i have a a bit of a problem. im looking for a camper/motor home but i don’t want a westfalia or a transit with a caravan bolted to it and i dont want a bus, what i want is a really long low top van something like a transit but around 26 ft long. i done some research and all i can find is a 78 gmc royale in usa and its sort of what i want but its more round than a panel van.
so my question is this …..could i buy a lwb transit and convert it to 26ft ish by say welding another rear end off another transit and moving the axle further back, fit it out as a motor home and use it legally on uk and european roads??
id like to no if there a company that does this sort of thing i have a fair chunk to buy a motorhome any way but would rather build my own camper to my own specifications
any help would be great
many thanks

Best answer:

Answer by POW
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I Store My Caravan On A Secure Farm, Does My Caravan Insurance Cover Theft And Damage?

Caravan insurance usually covers theft and damage. However, to ensure that your policy suits your needs, you will need to read through it carefully to see whether or not there are any restrictions that apply to you.

Caravan insurance will usually provide cover for caravans that are kept secure. Ensuring that your caravan is kept secure both on and off the road may enable you to save money on your caravan insurance policy and will also reduce the risk of theft or damage to your caravan and contents.

To ensure that you are fully covered, you will need to check that the type of caravan insurance policy you have meets your requirements. Some policies may not provide cover if your farm is located in an area that is susceptible to floods, storms or other severe weather conditions. Some policies may not provide cover if your farm is located in an area that is susceptible to floods, storms or other severe weather conditions. It is vital that you check you caravan insurance policy to see whether or not there are any restrictions that apply to you.

Shield Total Insurance offers caravan insurance that provides the cover you need to keep your caravan protected. In addition to this, Shield Total Insurance also provides help on how to enhance the security of your caravan. From Motorhome insurance to touring caravan insurance, Shield Total Insurance can provide you with everything you need to keep your caravan protected, allowing you to avoid complications caused by problems such as theft or damage.

Ensuring that you are fully covered will enable you to get the most out of your caravan insurance policy. By ensuring that your caravan remains secure, you can receive affordable caravan insurance that will keep your caravan and your contents fully protected, allowing you to avoid complications caused by problems such as theft or malicious vandalism.

To know whether your caravan insurance cover theft and damage visit shield total insurance at http://www.shieldtotalinsurance.co.uk

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How to Compare Caravan Insurance Prices

Even though caravan insurance isn’t actually a legal requirement, it certainly is one of the primary concerns of every person who owns a caravan or motorhome. However, companies offering caravan insurance often find it hard to make people realize the importance of this sort of insurance. What they need to do is a little enticing to get people to buy caravan insurance. It well behoves anyone with a caravan to compare caravan insurance prices across the board before they make their final decision.


Comparing caravan insurance is pretty much the same as comparing any other kind of insurance – what does one need the insurance policy to do, what kind of prices is one being quoted, and how long is one prepared to keep looking before giving up and just taking the best of the bunch to date? Like all other insurance comparisons, then, a person looking for caravan insurance is well advised to seek some expert help.

Rather than just charging willy-nilly at the market and trying to make sense of hundreds of warring claims and prices, why not get some professional assistance? Compare caravan insurance prices and plans through an independent broker like NACO Services, whose caravan insurance comparisons are able to give customers a solid foundation of advice and expertise on which to base their final decision.


Ultimately, in a buyer’s market all options have a lot going for them. When companies are all vying for the attention and money of a customer, that customer is in a strong position insofar as he or she is pretty much assured of getting a decent product wherever he or she goes. That said, the same strength can become an annoying weakness, insofar as a field crammed full of reasonably similar, reasonably good policies is almost impossible to narrow down, Using a company like NACO Services to compare caravan insurance policies against each other takes all that stress and hassle away completely – so the customer knows that he or she will end up with a good deal, and that it isn’t going to be him or her that actually has to find it.


Life, as we all know only too well, is short. Way too short to be charging around between insurance providers trying to weigh up the pros and cons of nearly indistinguishable products. That’s why companies like NACO Services exist in the first place – to take the annoying things away from their customers so they can just get on with the joyful parts of the life of a caravan owner. Bearing in mind that caravan insurance, while not a legal necessity, is absolutely essential if one’s pride and joy is to be covered against the accidents or weather damage that will, at some time, definitely befall it, it behoves the owner to ensure that a company like NACO Services has been able to compare caravan insurance policies for them, and recommended a good one for their needs. Without the comfort and cushion of a decent insurance policy, caravan ownership can quickly become a nightmare – so getting someone to sort out the right one well in advance is strongly advised.

Using a company to compare caravan insurance policies and prices is pretty much the only way of making sure one has good cover when the time comes to use it. For more information please visit http://www.nacoservices.com/.

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